I got feedback from some of you that my last post was too serious and heavy going. Once in a while lah ... especially whenever I reflect on our country's competitiveness, I get concerned. Anyway this blog is back to our personal finance and life. So the last 3 weeks for me .... has been … Continue reading Busy busy 3 weeks 🙂
Yesterday, I had an insightful discussion with a very percipient person whom I admired a lot. After our discussion, I reflected on what he said about the issue of housing prices in Singapore and understood a deeper implication on why we need to keep our housing price affordable in Singapore. For many years, I used to … Continue reading Is a house a burden or an asset or is it more than that?
I received this from a reader recently: Reader: I want to give up investing already. It is so difficult. I started a few months ago and I have already lost 40% of my original capital by investing in equities. Don't you feel insecure when you invest in equities? How do you "stay calm and collect … Continue reading Lost 40% just a few months after started investing
After a hectic week of non-stop 5 consecutive nights of conference calls with my US and European colleagues, I finally found some respite now to contribute my thoughts to our blog. In between, 8 new readers have subscribed to our blog and I thank you for your support. In the last one week, our STI … Continue reading I think my plans are working out okay
As the events unfolded on Thursday night and Friday in the stock market, I couldn't help but recall these 2 articles that I read earlier this week by STE (about patience) and Brian of 3Fs (about holding cash). How timely and apt these articles were. I also reflected on my most recent post (about being … Continue reading Are we prepared for Black Swan?
The first half of 2018 has come and gone. All of a sudden, the market looks gloomier now than at the start of the year. It has been hit from many fronts including the rise in US interest rate, rise in crude oil price (aka inflation), rise in protectionism with trade war looming between US … Continue reading Alas, a Depressing 1H 2018 But some Food for Thoughts on what we can do for 2H
I haven't been blogging as actively as I wished for the last few weeks but since my last post, I have received 11 new subscribers. Thank you very much for your support. Our local STI has not been kind to us in the last fortnight. From its last peak of 3615 points achieved on 2 … Continue reading I swapped shares again in this downturn
Many things happened in the investment world in the last 3 months. I am just glad that my dividend yield target stays on track to deliver 5% return by end 2018 and my net "worth" has managed to hold on. I started tracking my net worth quarterly since Q4 last year because I came to believe that … Continue reading Glad that Net Worth is Holding On
I want to do a free advertorial for a good friend who just started his own transport company with one mini-bus fitted with a hydraulic ramp specially to transport mobility challenged passengers. His mini-bus can take up to 2 persons on wheelchair, fully secured and safely. However, instead of doing a plain sales talk, since … Continue reading Analysing “Go Forth” – a one-minibus business. One word sums it all “TOUGH”!
Time flies, it is almost a month since my last blog. The last few weeks have been very busy, particularly for work. I am happy to be able to bring a project to a reasonable milestone. But we all know its only the beginning. It will be tough days ahead. Well, let's celebrate first and … Continue reading Fickle Mr Market