I just reviewed my index fund portfolio this morning and thought of sharing it with you.
If you may remember I posted an article in March when I first set up the index fund portfolio. See link. I am glad to mention that since then, I have made good progress in shaping it closer towards the balanced portfolio that I want.
Both Bonds and Equities weightage have increased to 35% of the portfolio value each, closer to my target of 40% each. This was done through investing in more bonds and equities index funds.
I have not added any new funding into Gold and Reits. As a result, they have come down to 6% and 26% respectively, against targets of 5% and 15%.
From the first post in March till today, I have received 0.45% yield of dividend. If we multiple it by 4 quarters, it would yield 1.8%. But I expect it to go higher in the coming months as I have added dividend yielding bonds and equities into the portfolio.
In terms of total value, it is yielding me a profit of 4.3% year to date It could have been higher if not for the weakened US and HK dollars relative to March 2017.
In terms of geographic breakdown, the values of
- Singapore investments are 38% (target 40%)
- Overseas Investments are 62% (target 60%)
For the coming few months, I will continue to buy local bond and equity ETFs to increase their weightage to my target.
I intend to keep this index fund portfolio as a passive portfolio for income – hence, i won’t sell anything from it unless I need the money.
Will keep you posted in September on how it is progressing.
In case you are interested to know the funds that I have bought to build up my index fund portfolio, I have listed them down in the table below.
|Bonds||SG ABF Bond (2% yield)||Listed in SGX|
|BIV (3% yield)||Listed in US|
|PFF (6% yield)||Listed in US|
|O9P (7% yield)||Listed in SGX|
|JNK (6%) yield||Listed in US|
|Equities||ES3 (3% Yield) – STI Index||Listed in SGX|
|G3B (3% yield) – STI Index||Listed in SGX|
|ChinaAMC CSI 300 ETF (3188)||Listed in HK|
|HangSeng H Share ETF (2828)||Listed in HK|
|Deutsche Asia Premier Trust Fund||Unit Trust|
|World Index ETF||Listed in US|
|Gold||GLD 10US$||Listed in SGX|
|Reits||SG Phil Div Reit ETF||Listed in SGX|
|Phil SG RE Income Fund||Unit Trust|
|Vanguard Reit ETF||Listed in US|
Have a great weekend.
Contributed by: Warriortan
#warriortan, #indexfundportfolio, #etf
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